First National Bank Ghana is a subsidiary of the FirstRand Group.First National Bank Ghana offers a comprehensive range of products and services to the market under the leadership of a competent management team.
About the job
- The ideal candidate will be responsible for managing credit risk by making final decisions and executing credit management strategies.
Responsibilities
- Manage and oversee credit approval process
- Manage team performance in achievement of business objectives
- Participate in planned activities that are appropriate for own development
- Ensure development and continuous value add improvement to operational processes
- Provide input into the development of the tactical strategy, and develop and implement a supporting operational strategy
- Manages risks in own area of responsibility
- Compile reports that track progress and guide business to make informed decisions
- Deliver customer experience excellence in own service delivery aligned to Organisational values and service standards
- Build working relationships across teams and functional lines to enhance work delivery, collaboration and innovation
- Identify and utilise opportunities for revenue growth to deliver on sales targets
- Manage credit system
- Manage Credit Pipeline
- Identify transaction specific risks including credit, taxation, accounting and legal
- Introduce risk mitigating measures as input to structure transactions in line with the risk philosophy of the Bank
- Accountability for originating and writing the Credit Application and co-presenting with the relevant RM to the Credit Committee
- Ability to analyse company financial statements and to identify and quantify financial and business risks
- An interest in and understanding of financial instruments and markets
- Excellent report writing skills (reports are presented to the Credit Committee and to the Board of Directors).
- In accordance with National Credit Act (NCA) candidates applying for this role will require a credit record check.
Qualifications
- Minimum Qualification – Relevant Degree
- Preferred Qualification – A Preferably Business Degree (Accounting as a major)
- Experience – 3 to 5 years experience in a similar environment, of which 1 to 2 years ideally at junior (entry level) management level
- Additional Knowledge – Additional Knowledge – Good understanding of lending procedures
How To Apply For The Job | Credit Manager at First National Bank Ghana
To submit your application, click on the link below and complete all relevant fields on the online application form.
Closing Date: 10 November, 2022